If you’ve been following along with the Young + Scrappy September 2018 Money Mindset Month, you’ll know that Week 1 was all about thinking positive thoughts about money. Then, last week for Week 2, we moved on to cleaning up our negative thoughts about money. This week, I want to make our money mindset work even more personal, with a topic near and dear to my heart: finding your personal why.
Why the Why?
By now you might have guessed that while building a positive money mindset is a goal of this month, it’s also a means to an end. When you embrace a positive money mindset, when you start to open yourself to abundance in your life, you also make it easier to make money, to spend it wisely, and to clean up the more tangible aspects of your finances.
To understand why that’s the case, let’s revisit Brooke Castillo’s CTFAR thought model from last week. We learned that your:
- CIRCUMSTANCES are the neutral things around you.
- Those trigger THOUGHTS, which are positive or negative.
- Our thoughts evoke FEELINGS.
- Our feelings cause us to take ACTION.
- Our actions create our RESULTS.
In this paradigm, if you want to make it easier on yourself to make good financial decisions—if you want to change your actions—you’ve got to get your thoughts and feelings on board.
Becoming an Unstoppable Force
What does making better financial decisions mean to you? For some, it means learning to cut out mindless spending and buy only the things that truly bring you joy. For others, it means cutting back in general and living within your means. Then there are those who have more of an income problem—a financial fix might actually involve making more money or charging what you’re worth. What do all of these things have in common? Well, for most of us, these are HARD. In fact, if these were easy, you’d all be financial wizards already, and you wouldn’t give a flip about bothering to read this blog post.
All that to say: wanting to improve your financial situation isn’t enough. You have to connect so deeply to your reason for doing so that you’re willing to ignore all the stress, all the anxiety, all the painful bulls**t that comes with getting your act together and building the financial future of your dreams.
You have to know your why if you want to become an unstoppable force.
Getting Specific About Your Why
When it comes down to it, most of us have at least a decent idea of why we want to make more money or improve our finances. However, there’s one key thing you can do to make sure your Why is something you’re ready to relentlessly chase down: get VERY specific about your Why.
It’s not enough to want less stress or to buy cool clothes. Rather, think about the highly specific feelings you’d have, the exact purchases you’d buy, or the desired outcomes of your behavior changes. For example:
I’ll can’t wait to sleep better at night once I don’t have money anxieties constantly keeping my mind churning.
When I have money, I’m going to take my partner on a trip to Paris. We’re going to see the sights, take silly selfies near the Eiffel Tower, and eat buttery pastries until we feel like we’re going to pop.
One day, I will have enough money to revamp my wardrobe into the sleek, yet comfy professional wear that matches my inner self, which I currently have a hard time finding at thrift stores.
Getting my finances together and cultivating abundance will be the ultimate reminder that I’m somebody who’s capable of immense growth and change—I feel like I’ll be able to tackle anything in the world after that.
Sounds good, right? The more specific your Whys are, the easier it is to fall in love with them, to become obsessed with them, and do what it takes to chase them down despite the difficulty involved.
I’ll add something else: the Whys all above do a great job of outlining how your unique Youness will shine even more. Your Why isn’t about changing yourself into something that meets someone else’s perception of you, it’s about crafting the environment around you to allow yourself to shine. It’s about making your own personal bubble properly reflect who you truly are, whether that’s an outer look that matches your inner self, experiences that bring you joy, or simply improved self-esteem.
At the end of the day, the Why is all about you, friend.
I’ll leave you with this challenge: take some time and really dig into why having a better relationship with money will serve you. Why do you want to make money? What does your richest, most abundant life look like? What awesome experiences would you have if you had a different financial situation?
Until you have a good, solid answer to these questions, you’re going to have a hell of a hard time acting on your best intentions.
…and speaking of action! This is a reminder to check out my online community over at the Young + Scrappy Facebook group and Instagram feed for daily challenges, peer support, and group accountability for the rest of September’s Money Mindset Month and beyond. Be sure to check back on the blog next week for the final installment in our series: Making a Plan for Prosperity.