About Me

My name is Michelle, and I’m a money nerd—but I wasn’t always this way.

In fact, I used to hate finance and business in general. I have a B.A. in International Studies (Liberal Arts degrees, unite!), taught Theatre in an inner city charter school, and have always preferred poetry to math.


  • Money Nerdery 92%
  • Chartered Financial Analyst Exams Passed 100%
  • Endearing Awkwardness 100%

So Why Young + Scrappy?

After surviving in the wild for only a year post-graduation, I knew I needed more Marketable Skills. I ended up at the University of Tennessee’s MBA program, where I took a lot of Finance classes, served as a Teaching Assistant in the Department of Finance, and served on a student-run portfolio management team. From there, I took a job at a Mutual Fund company, then a financial advisory firm, and have been steadily working my way through the Chartered Financial Analyst (CFA) program. I passed the third and final exam in June 2017, and am on track to be a CFA Charterholder next summer, pending relevant work experience.

As word got out about my investment knowledge, I found that more and more friends and acquaintances began asking me for money advice! People I barely knew would come up to me at parties and ask me about their 401(k)s, their budgets, and everything in between—and I loved it!

I realized that nothing made me happier than the feeling when finance “clicks”, and a young, scrappy individual is able to make better choices through education and empowerment. I discovered that my true passion lies not just in the science of investing, but in the art of advising. So I decided to go all in, and train to be a financial advisor and coach. I found a job with an awesome group of people out of Knoxville, who gave me the freedom to build my own practice and the support to help it succeed. Thus, Young + Scrappy was born!

Credentials and Nonesuch

  • Founder, Young + Scrappy
  • Financial Advisor and Coach, The Nalls Sherbakoff Group
  • Former President, Flashpoint Artists Initiative
  • Former Director of Marketing, Back Porch Vista Funds
  • MBA, University of Tennessee
  • Former Portfolio Manager, Haslam Torch Fund, University of Tennessee
  • Former Teaching Assistant, Finance Department, University of Tennessee
  • BA, University of Chicago

The bottom line is this:

Young people don’t need their parents’ advisor, or some other old white man in a suit peddling products. They need financial advice from someone who is approachable, knowledgeable, and not going to talk down to them. My goal is to be that someone.


Ready to take the plunge? Schedule your free 15 minute consultation to find out more about how we can work together!


Not quite ready to get started? Download a free copy of our 30 Day Budget Challenge PDF instead!

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