Introducing the Radical Wealth Collective
Your badass online membership for judgment-free education, inclusive community, and anti-capitalist financial advice.
If you had a crystal ball… What would it say about your financial future? Maybe…
Your parents struggled with money… so you’re destined to, too?
You’re just “not good with money”… but it’ll always be too expensive to get help?
You know good money habits… but you’ll never have the discipline to act on them?
You’ll struggle to get ahead, because wealth isn’t meant for people like you?
Yeah…F*** all that noise!
The future’s radical, baby.
It looks like YOU. Thriving financially.
Hey friend, we’re Michelle & Oriana
🤓Your main money nerds at Young & Scrappy
Over the years, we’ve developed some pretty kickass financial services and DIY money courses. (If we do say so ourselves!) But along the way, we realized that:
Having someone else handle your money stuff isn’t feasible (or preferable) for everyone.
You can know everything about money, and still struggle with the lifestyle change needed to reach your goals.
It’s rare to find spaces to discuss financial challenges that center marginalized voices.
That’s why we created a group program that’s all about making a serious IMPACT on your daily habits — to shape your most abundant and values-driven financial future.
We believe real behavior change comes from 5 key factors for rad financial growth:
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Consistency
It’s tempting to overhaul your finances all at once, or offload everything to a pro. But true change comes from small, daily actions (& tons of self-acceptance along the way).
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Accountability
It’s easy to lose steam when no one’s checking in on your goals. Having money buddies to troubleshoot and celebrate wins makes a huge difference in your progress.
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Conversation
Since money is taboo, we tend to isolate when something’s wrong. Safe, productive money discussions remind you you’re not alone, and help you find solutions faster.
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Community
Money’s tough to manage on your own. Tapping into a community of like-minded folks working on similar goals means easier access to support and resources to help you grow.
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Personalization
There’s so much financial info out there, but it’s hard to know what applies to you. You need an accessible way to get personalized feedback on your situation.
Do a ding-danged happy dance,
Because ↑ alllll that’s exactly what you get inside...
A financial growth membership for LGBTQ+ folx, BIPOC pals, and progressive allies who want to save money, crush debt, and build mad wealth–while not abandoning their values along the way.
Welcome to your badass money community. Should we prep your swag bag?!
“Michelle’s workshops are always invigorating, forward-moving, encouraging while also being grounded, doable, and realistic in their approach. Their goal-setting workshop was so very on-brand for all that. I would trust Michelle to lead me anywhere, but boldly into a sustainable new year is exactly where I need Michelle to be with me. Can't recommend her work highly enough!”
— Shannon T.
As a Radical Wealth Collective member, you can expect to:
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Make consistent progress toward money goals
Frequent community emails and live sessions keep financial growth at the front of your mind, and remind you to take small, consistent steps forward every day.
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Stay on track & celebrate wins
Access live body-doubling meetups, budgeting sessions, money classes, group challenges, and more — as part of a group that celebrates you showing up.
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Have confident, open conversations about money
Join a safe space where we bust money anxiety, shame, and taboos. This is your judgment-free zone to discuss all things money.
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Build momentum in a community that gets it
Swap ideas, commiserate about challenges, and cheer each other on for financial wins, big and small, that come from your hard work!
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Get unstuck fast with personalized support
Soak up Q&As, live hot-seat coaching, and coach responses in the community group, so you get personalized feedback on your situation.
What's Included
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What's Included 🦋
Live programming for financial growth
Come as you are to fun, money-focused events all month long
Stay on top of your weekly budget with our Monday Money Date sessions. These are part body-doubling, part accountability time to get organized for the week ahead.
Get live support through our Friday Action Item accountability sessions — a “get it done together” type group call where we tackle one new topic or action item each week!
Nail key financial skills at live, monthly workshops on topics like budgeting, investing basics, tax tips, debt management, and more.
Grow your mindset beyond money with a monthly guest speaker on related topics such as mindfulness, productive communication, habit building, and more!
Connect with like-minded LGBTQ+ peers at our monthly LGBTQ+ money meetups, led by Coach Michelle.
Meet fellow BIPOC friends at our monthly BIPOC money meetups, hosted by Coach Oriana.
Your stacked money resource library
Dip in, find what you need, & solve money problems fast
Collaborate in your private community, a members-only forum to share tips, ask questions, celebrate wins, and get support. Plus, connect in designated interest areas (everything from debt and budgeting to LGBTQ+ topics, sharing wins, and even pet pics!).
Tap into a wealth of knowledge inside your curated, always-growing resource library. We’re constantly adding e-books, video tutorials, and articles on financial topics the community asks for help with.
Streamline your financial success with digital toolkits and templates. You get access to our favorite tracking spreadsheets, budgeting templates, investment calculators, and more.
Find fun ways to stay motivated by joining small group accountability sessions or monthly financial challenges (like saving $100 in 30 days).
Catch up anytime. Access replays of our monthly educational workshops, weekly action item sessions, and guest presentations, so you can grow on your own schedule.
"I love your content, and access to all of your courses was the BEST Christmas gift I ever asked for. I've taken several of them multiple times and pop in and out when I feel like I need extra support."
— E. HIll
We’re proud to offer this program on a 100% sliding scale basis.
We are committed to lowering the financial barrier to wellness by providing a sliding scale membership, based on the “green bottle” model by Alexis J. Cunningfolk.
Please note that the true cost of running the program is consistent with the “Supporter” membership; the other two tiers are reserved for folks who have a true financial need.
Community Membership
$7/month
Sustainer
Membership
$27/month
Supporter
Membership
$47/month
"“Michelle made the important info so easy to understand. She gives you a real breakdown of how you need to prepare financially for buying a home but also what to prepare for afterward, with real numbers and easy-to-understand guides. I took several classes from different sources to give me an intro to homebuying and Michelle's was far and away the best one.”
— Kara F., on our “Homebuying Basics” mini-course
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This program was made first and foremost for LGBTQ+, BIPOC, and members of other marginalized groups. Because you deserve support to get ahead financially that centers your lived experiences.
You’re also welcome here if you’re a strong ally or supporter of these groups. If you’re seeking reliable, affordable resources to help you cut costs, save money, pay down debt, get financially organized, and start building wealth, this membership was made for you!
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Yes! We keep doors open year round in order to make sure that folks can start their educational journey whenever they’re ready to dive in.
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No problem! All live events are recorded, and the replays are available for you to watch anytime inside your member dashboard.
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Just like anything in your financial life, this membership is very much a “you get out of it what you put into it” kind of experience. You’re encouraged to attend live sessions and participate in the community because that’s how you’ll benefit most!
That said, the experience is fully self-guided, flexible, and judgment-free. Show up as much or as little as you’re able, and catch up anytime through the live session replays in your member dashboard.
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Nope! This is a 100% judgment-free environment for you to show up, ask questions, and get the support to start getting organized. Even if joining is step 1 for you.
We promise we’ve seen it all, and you’ll be fully accepted whether you’re navigating significant debt, mixed business and personal finances, or any other hairy situation. There’s no such thing as a silly question or problem that’s too big to solve. We see improving your financial situation as such a smart, courageous endeavor. One way or another, we’ll help you get moving toward your financial goals.
Frequently asked questions
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You’ll have access to all of the membership content, including replays of our live coaching sessions and workshops, for as long as you're an active member.
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You can dive into content on everything from budgeting and debt management to investing, tax tips, and money mindset. The library is always growing, and we take community feedback into consideration when planning future programming. Plus, if you have a question we haven’t addressed yet, you can ask it on our community message boards and a Money Nerd Expert will help–It will likely help others in the group too!
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This community could still be a great fit for you. Soak up the group support and educational content throughout the month, and book hourly coaching sessions to supplement if you want!
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Just like anything in your financial life, this membership is very much a “you get out of it what you put into it” kind of experience. You’re encouraged to attend live sessions and participate in the community because that’s how you’ll benefit most!
That said, the experience is fully self-guided, flexible, and judgment-free. Show up as much or as little as you’re able, and catch up anytime through the live session replays in your member dashboard.
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We’re happy to help! Contact us directly at [support email] to ask your question. We’ll reply with an answer ASAP.
“This was an amazing education for just about every money topic I could have asked for. It was just the thing I needed to go from feeling vaguely anxious about my money at all times, to empowered and aware of how to assess, create and manage financial wellness. Thank you, Y&S!”
— Chelsea D., on the Young & Scrappy mini-course series
We’ve helped HUNDREDS of people hit their badass financial goals.
Want in on this sweet money magic?
Radical Wealth Collective exists because LGBTQ+, BIPOC, and marginalized folks deserve a safe space to ask questions, have your experiences centered, and get support to thrive with your money.
Our affordable membership community is absolutely jam-packed with helpful content, events, and personalized feedback to help you crush the money goals on your vision board. ✨
We’d be THRILLED to welcome you inside. But we’re here to honor the best financial decision for you.
If that looks like linking arms with a supportive community to improve habits, crush debt, and stack mad savings, we can’t wait to celebrate those wins as you hit them inside Radical Wealth Collective.