One-on-One Financial Support
Making the most of your money and living your values shouldn’t be mutually exclusive.
You know that idealized version of you that lives in your head — the one with all their financial ducks in a row? SPOILERS: That perfect version of your life doesn’t require a personality change, nor does it involve “selling out” or giving up everything you love.
A financial path to a meaningful and joyful life isn’t about becoming someone new. It’s about setting yourself up with the tools, support, and roadmap that align with who you are — in all your human glory.
And that’s what we’re here to help you do.
Ways we can rock your finances together:
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Foundational Financial Planning
A one-time service for the DIYer who wants extra nerdy eyes on their next steps
Focused on: retirement, investing, and your other two most pressing topics
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Comprehensive Financial Planning
Focused on: providing one-time advice for ALL the various areas of your financial life!
Focused on: all the various areas of your financial life!
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Ongoing Financial Coaching
A monthly coaching service that helps you build your strong financial foundation
Focused on: money mindset, budgeting, debt, savings, and other short-term goals
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Ongoing Investment Management
A concierge service that includes initial plan creation and ongoing implementation
Focused on: taking investments off your plate and adjusting your plan over time
One-Time Financial Planning
Project-based financial planning engagements that give you the education and next steps you need to kick ass at DIYing your money.
Foundational
Financial Planning
Led by: Oriana Falkowski, AFCPE
Our foundational financial planning services are geared towards folks who have already built a solid foundation and are focused on building wealth. This service primarily focuses on providing retirement planning and investment recommendations, but also includes your choice of TWO additional topics.
Timeline: Two Months
Investment: $3,600 for couples, $3,000 for individuals, paid in two installments
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5-6 hours of meeting time with your financial planner, depending on topics chosen
Support with financial goal setting, a detailed retirement analysis, and investment recommendations
Support with TWO other topics. Choose from: cash flow and budgeting systems, homebuying / large purchases, estate planning, life and disability insurance review, debt analysis, student loans, and college savings analysis
In-depth, personalized financial planning recommendations that are tailored to your goals, risk tolerance, preferred investment platform, and other preferences
Phone and email support between meetings as needed
BONUS: 30 days of post-planning phone and email support
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You’ve been proactive about saving, but you want peace of mind that you’re doing the right things to retire when you want
You’re ready to stop feeling overwhelmed and confused about which retirement advice applies to your specific situation
You’re excited to DIY your investments, but want recommendations for specific accounts, platforms, and investments to take the initial guesswork out
You’ve got other financial questions to address, but don’t necessarily need or want to look at every single aspect of your financial life right now
You know you’d sleep better having a professional confirm that you’re on the right track
NOTE: If you have complex investment needs due to legacy holdings, inherited accounts, specialized tax planning requirements, company RSUs / ISOs / other stock options, or if you are a small business owner who also wants to plan for your business, we require you to engage our comprehensive planning services below.
Comprehensive Financial Planning
Led by: Michelle Waymire, CFA, CFP
Our comprehensive financial planning services are geared towards folks who are focused on building wealth, but may have greater complexity in your financial situation, and/or require more hands-on time with a planner to successfully implement your recommendations and action items.
Timeline: 4 months
Investment: $7,200 for couples, $6,000 for individuals, paid in three installments
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9.5 hours of meeting time with your financial planner
Support with short-term goals, including: budgeting and cash flow, merging finances with a loved one, debt planning, and preparing for big purchases or homebuying
Advice on long-term goals, including: college planning, retirement, and in-depth investment recommendations
Guidance on insurance and estate planning, including: life and disability insurance, property & casualty insurance, and estate planning and legacy planning
Implementation support with action items like account opening, transfer paperwork, and insurance shopping
Phone and email support between meetings as needed
BONUS: 30 days of post-planning phone and email support
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You’re interested in a deep dive into all the relevant areas of your financial life, instead of just a couple key topics
You want to DIY your investments, but need initial extra support with paperwork for rollovers and consolidating old accounts
You’ve got more complicated investment analysis needs, such as inherited accounts, workplace stock options, or legacy holdings
You’re a small business owner who has more complex planning considerations
You want a little extra hand holding and accountability as you’re making your financial next steps, without needing to retain a planner on an ongoing basis
Ongoing Financial Support
Hands on coaching and investment management services that give you access to our team of nerds, for as long as you need us!
Thrive with Money Financial Coaching
Led by: Oriana Falkowski, AFCPE
Ever referred to your financial situation as a “hot mess?” This one’s for you. Get ready for six months of empathetic, supportive coaching sessions, accountability, and a customized budget and debt plan that fits your vibe and money personality.
Timeline: Month-to-month, with a six-month minimum initial commitment
Investment: $500/month
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A “Get Organized” kickoff call to make getting started easy
Two private one-on-one Zoom coaching sessions per month with Coach Oriana
A non-judgmental safe space to work on money stuff
A custom spreadsheet with your personal budget and debt plan, with optional homework for those who wish to move at a faster pace
Phone and email support between meetings as needed
Membership to our Radical Wealth Collective community space (coming soon!)
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You’ve tried setting financial goals, building a budget, or paying down debt, but you’ve struggled to stick with the plan
Your relationship with money is impacted by shame, guilt, or negative past experiences
You’ve ever felt like it was easier to ignore your account balances than figure out how to get better with money
You go through periods of being really intense about tracking your spending, then “fall off the wagon” and lose momentum
You’ve ever referred to your financial situation as “a hot mess,” yet you’ve never actually had a safe space to figure out why money feels hard
Ongoing Investment Management
Led by: Michelle Waymire, CFA, CFP
Support by: Oriana Falkowski, AFCPE
Our ongoing financial planning and investment management services are geared towards folks who know they want an advisor to help them manage their money and provide financial planning support on an ongoing basis.
Timeline: 4 months
Investment: We charge 1% of assets managed per year, billed quarterly in advance, directly debited from your accounts. This is a concierge service, so we require a minimum fee of $1500 per quarter–we bill based on assets first, then send an invoice to pay the difference as needed.
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An in-depth onboarding process to create your initial financial plan, retirement and investment strategy
Full-service investment support through the Charles Schwab platform, including account opening paperwork, transfers and deposits, RMDs for retirement or inherited accounts, all account trading, and annual rebalancing
Socially responsible investment options, if desired
Advice on what to do with outside accounts such as current employer 401ks and 529 plans
Support through life changes, open enrollment periods, tax season, and more
One annual mega-meeting to revisit your goals and risk tolerance, plus regular meetings as needed
In short: we do it all, and we’re on call!
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You want to create a financial plan for your future AND make sure it stays up to date over time
You know that you don’t want to manage your own investments and are looking for someone to handle all the nitty-gritty for you
You want support with implementing more complex strategies such as ongoing Roth conversions and tax planning
You’re excited to have someone help you translate financial documents, interface with your CPA and estate planner, and generally provide ongoing education
You generally want a financial planner on call to help you troubleshoot changes and challenges as they arise
Getting Started
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Apply to Work With Us
Like what you see? Have questions and want to talk to a member of our team?
We're currently accepting applications for new clients for our financial planning, financial coaching, and investment management programs!
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Schedule a Free Intro Call
If we review your application and believe it might be a good fit to work together, we'll send you a link to book a free 30-minute intro call with a member of our team.
If we don't think we're the best fit to help you, we'll lovingly tell you that too–as well as recommend any other resources we can!
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Get started!
If you decide to move forward working with us, we bring you through a simple onboarding process and start working toward your financial goals together!
You’re supported from start to finish, and we’ll make sure you’re set up for success at the end of your program, if relevant.
Frequently Asked Questions
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We don’t offer tax filing, estate plan creation, or insurance sales. Rather, we focus on education for these topics, as well as provide referrals to other folks who can help with these areas as needed. As holistic investment planners, we also don’t work with cryptocurrency or single-stock investments, unless your goal is to move away from them or diversify them.
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Yes! You can sign up for any of our programs as an individual or with your partner/spouse/family, whatever feels like the best fit for you!
(Psst… if you’re polyamorous or looking for support for another family dynamic, we’ve got you–our “couples” pricing applies to y’all too!)
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You’ll have the opportunity to explore next steps at the end of your program.
For some, that means booking the occasional hourly session as needed for one-off questions afterwards.
Others complete their planning engagement and decide to then transition into ongoing planning services and/or investment management after we end our work together.
Either way, we won’t leave you hanging!
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Our services are designed for anyone who wants help with financial planning. That said, our goal is to create a space where LGBTQ+ folks feel supported and empowered to sort out their money stuff, because there isn’t as much of this kind of work geared specifically toward us.
No matter who you are, if that aligns with your vibe, we’d make a great team!
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That depends. If you book a one-time foundational or comprehensive plan with us, all of our retirement and investment advice is platform-agnostic and tailored to your specific needs and goals. So if you want to stick with a particular platform, we’ll give advice specific to that platform. And if you’re open to recommendations, we’ve got you covered! However, if you choose to hire us for ongoing investment management, we only manage money on the Charles Schwab platform at this time, and will be ready to help you transition your accounts there.
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Our one-on-one work is extremely personalized, detail oriented, and we put a lot of love and emotional labor into serving our clients.
As a result, we are limited in the number of clients we take on, and our services are priced accordingly. If you’re looking for more accessible or sliding scale work, we’d love to have you in our Radical Wealth Collective program instead, which will allow you to get some truly kickass support and education at a much lower price point.
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Our philosophy is generally that marginalized communities (queer, BIPOC, even just folks who identify as women—and those with overlapping identities in particular) need to prioritize their safety and security—so figuring out what you need to take care of yourself comes first, then helping making sure that any excess is either spent or put into the communities you care about most.
We also talk a lot about values-based decisions around here. Whether that means encouraging mindful spending, planning for charitable giving, or investing in line with your values, we’re here to hold space for the messy work of living with capitalism while also critiquing it.
Ready to get started?
You scrolled all the way down here, so what do you say…Ready to feel confident that you’re on track to meet your goals?
It’s overwhelming to rely on research, cross your fingers, and hope you’re set up for financial success. So let’s map out a financial plan you can feel confident in. To help you live life to the fullest, and move toward the future of your dreams.